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Fair Credit Reporting Act (FCRA)

Trial Faulty Credit Reports

You may find it very difficult to get loans, mortgages, or even work if your credit reports are inaccurate. Our company focuses on assisting clients in locating and disputing errors in their credit reports as required by the Fair Credit Reporting Act (FCRA). We make sure your credit history is fairly depicted and walk you through the process of asking credit reporting bureaus for adjustments. Should it be required, we will file lawsuits against creditors or reporting agencies to defend your rights and get the just treatment you are due.

Problem Examples

  • Inaccurate personal information: Misprints of names, residences, or Social Security numbers.
  • Older accounts: Include closed accounts that are still shown as open or paid-off debts that are still shown as due.
  • Mixed files: Information from another source showing up on your report because of similar names or Social Security numbers.

Federal Trade Commission (FTC) research indicates that one in five consumers has a mistake on at least one of their credit reports. Lower credit ratings brought on by these mistakes can make it more difficult to get loans or negotiate reduced interest rates.

Fair Debt Collection Practices Act (FDCPA)

Put a Stop to Debt Collector Harassment

Debt collectors frequently use coercive, frightening, or illegal tactics to get payment. The Fair Debt Collection Practices Act (FDCPA) offers consumers defenses against this kind of abuse. Stopping aggressive debt collection practices is our devoted goal as expert lawyers. We will assist you in learning your rights, deal with debt collectors on your behalf, and, should the need arise, file a lawsuit to put an end to harassment and pursue damages for any illegal activity. Your financial security and peace of mind are our goals.

Problem Examples

  • Several calls a day or at strange hours from debt collectors.
  • Threats and intimidation: Threats to use assault, arrest, or legal action to coerce you into paying.
  • False representation: Lying about the amount owing or posing as lawyers or government agents.

Statistical Details More than 25% of debt collector-contacted clients feel harassed or threatened, according to the Consumer Financial Protection Bureau (CFPB). One in seven consumers has gotten calls regarding bills they do not owe.

Telephone Consumer Protection Act (TCPA)

End Unwanted Robocalls and Texts

Unwanted text messages and robocalls can be a big pain and a violation of privacy. Consumers are protected legally from these communications under the Telephone Consumer Protection Act (TCPA). Our company works to stop unsolicited robocalls and texts by helping clients enforce their TCPA rights. We’ll look at where these communications came from, report them, and take legal action against offenders. Our goals are to lessen the interference into your personal life and give you back control over your communication channels by making businesses answerable.

Illustrations of Problems

  • Automated calls (robocalls): Play pre-recorded messages without your permission.
  • Spam texts: Unwanted commercial texts delivered to your phone.
  • Telemarketing: Calls that come in even after a person is registered on the National Do Not Call Registry.

Statistical Data Just in 2020, the Federal Communications Commission (FCC) received over 232,000 complaints regarding unsolicited robocalls. Most complaints the FCC gets annually are about robocalls.

Background Check Inaccuracies

Negative effects of background check mistakes include losing professional licenses, homes, or employment prospects. These errors can result from out-of-date information, a misidentification, or a wrong data entry. Our company specializes in making background check mistakes right so you get treated properly. We’ll look over your background check, find any mistakes, and fix them. Should the need arise, we will legally challenge employers or background check providers to have these mistakes fixed and safeguard your standing and future opportunities.

Sample Issues

  • Criminal Record Errors: Including convictions for crimes you did not commit.
  • Employment History Errors: Unlisted positions, incorrect employment dates, or incorrect job titles.
  • Education Verification: Misreporting of degrees or other educational credentials.

Statistical Details One in ten people who had background checks for jobs had a mistake in their report that may have kept them from being hired, according to a National Consumer Law Center poll.


  1. FTC Report on Credit Report Errors:

2. CFPB Report on Debt Collection:

3. CFPB Annual Report 2020:

4. FCC Robocall Report:

5. NCLC Report on Background Check Errors: